Corporate cash has no clear job
Retained earnings, corporate investments, shareholder loans, and household needs may not line up.
Business-owner planning should connect the corporation and household.
For incorporated professionals, family businesses, and owner-managers who need compensation, retained earnings, corporate investments, insurance, succession, tax records, and household income viewed together.
Where business-owner decisions get tangled.
Personal and corporate planning often overlap. The first job is to make the boundary visible.
Compensation affects retirement
Salary, dividends, CPP, RRSP room, tax filings, and household cash flow all connect.
Insurance ownership is unclear
Personal, corporate-owned, key-person, debt, and estate coverage may need separate review.
Succession is approaching
Sale, freeze, family transition, agreements, tax, liquidity, and estate questions need a shared map.
Not sure where to start? Send us a quick note.
Send your name, email, and a short note. The office can route the next step without asking you to send sensitive documents through the website.
Before pulling corporate cash, connect compensation, retained earnings, insurance, succession, and household income.
A useful owner-manager conversation clarifies salary and dividends, retained earnings, OpCo/HoldCo structure, insurance ownership, succession liquidity, household income, and which professional should answer which question.
Gather the corporate and household picture
OpCo, HoldCo, retained earnings, insurance, shareholder balances, compensation, household income, and succession questions.
Book a call
Use the first conversation to separate what belongs to the corporation, household, accountant, lawyer, and advisor.
Leave with a clearer route
Name the next compensation, cash-flow, insurance, succession, tax, or professional question before corporate or household decisions start.
What Stiller Financial does differently.
The work is not generic wealth management. It is an operating map for owner-manager decisions that affect both the corporation and the family.
- 01
Map corporation to household
Connect retained earnings, compensation, corporate assets, insurance, succession liquidity, and personal retirement income.
- 02
Clarify tax and legal boundaries
Organize salary/dividend, shareholder, estate, and legal-document questions for the accountant or lawyer.
- 03
Decide what moves first
Avoid product, transfer, compensation, or succession decisions before the linked issues are visible.
Helpful preparation resources
Organize compensation, retained earnings, corporate investments, insurance, succession, and household income.
Open worksheet
Review how corporate assets, personal income, tax records, and professional questions connect.
Read guide
Questions to ask before signing, transferring, buying insurance, or comparing costs.
Review feesNot sure where to start? Send us a quick note.
Send your name, email, and a short note. The office can route the next step without asking you to send sensitive documents through the website.